Your situation will decide whether you qualify to participate in the scheme or not.
If your household earns less than £80,000 (£90,000 in London) and any of the below apply to your circumstances:
You are a first-time buyer
You used to own a property but cannot afford to buy one now
You are an existing shared owner
People over the age of 55 are entitled to buy up to 75% of the property through the Older People’s Shared Ownership (OPSO) scheme. Once you own 75% you will not pay rent on the rest.
Disabled people are entitled to apply through the Home-ownership for people with a long-term disability (HOLD) if other Help to Buy scheme properties do not meet your needs, With this scheme, you are entitled to buy up to 25% of your home.
If you’re disabled you can also apply for the general shared ownership scheme and own up to 75% of your home.